Alloans Lending Pty Ltd · Melbourne VIC · ABN 84 702 769 551 · ceo@alloanslending.online

Alloans Lending Pty Ltd

Terms of Service

Last updated: 1 July 2025 · Alloans Lending Pty Ltd · ABN 84 702 769 551

Financial documents and a pen on a desk, ready for a lending agreement to be signed

These Terms of Service (“Terms”) govern your access to and use of the website alloanslending.online and the lending and financial services provided by Alloans Lending Pty Ltd (ABN 84 702 769 551) (“we”, “us”, “our”). By accessing this website, submitting an enquiry or engaging our services, you agree to be bound by these Terms. If you do not agree with these Terms, please discontinue use of the website and our services.

Contents

Australian Consumer Law

Nothing in these Terms excludes, restricts or modifies any rights you have under the Australian Consumer Law (being Schedule 2 of the Competition and Consumer Act 2010 (Cth)) or any other legislation that cannot lawfully be excluded.

Our services come with guarantees that cannot be excluded under the Australian Consumer Law, including guarantees that services will be provided with due care and skill, will be reasonably fit for any purpose you have made known to us, and will be supplied within a reasonable time. You may be entitled to a resupply of the services or, in some circumstances, a refund if we fail to meet these guarantees.

About Our Services

Alloans Lending Pty Ltd provides lending and financial services, including helping clients explore loan options, comparing products, assisting with applications and providing general financial guidance to individuals and businesses.

All information published on this website is general in nature. It does not take into account your personal objectives, financial situation or needs. Before acting on any information on this website, you should consider whether it is appropriate for your circumstances and, where relevant, read the terms, product disclosure statement or loan contract of any relevant product.

Eligibility

To use our services, you must be at least 18 years of age and an Australian resident, unless we expressly agree otherwise in writing. By submitting an enquiry or application, you confirm that you meet these requirements and that all information you provide is accurate, complete and not misleading.

Quotes and Applications

Quotes provided through this website, including via our Get a Quote page, are indicative estimates based on the information you supply. A quote is not an offer of credit and does not guarantee approval.

Final loan terms, rates and conditions are determined by the relevant lender following a full assessment of your application. We make no representation or warranty that any application you submit will be approved, or that any rate or product quoted will remain available.

Fees and Charges

Any fees and charges applicable to our services will be disclosed to you clearly and in writing before you engage us. We do not impose hidden fees, and we will always confirm costs with you before they become payable.

Lenders and other third parties may charge their own fees and charges in connection with a loan or related product. Those fees will be disclosed in the relevant loan contract or product documentation, which you should read carefully before signing.

Responsible Lending

Where we engage in credit activities, we do so in accordance with the National Consumer Credit Protection Act 2009 (Cth), the National Credit Code and applicable licensing requirements. This includes making reasonable inquiries about your requirements, objectives and financial situation, and taking reasonable steps to verify that information where required.

Your Obligations

When using this website and our services, you agree to:

Third-Party Lenders and Links

We may refer you to third-party lenders, brokers or service providers. Where a loan is provided through a third-party lender, the loan contract is between you and that lender, and we are not a party to it. We do not guarantee the performance, products or conduct of any third party.

This website may contain links to external websites. Those links are provided for convenience only, and we do not endorse and are not responsible for the content, accuracy or practices of any external site.

Privacy

Any personal information you provide to us is collected, used, stored and disclosed in accordance with our Privacy Policy and the Privacy Act 1988 (Cth). By using this website or our services, you consent to the collection and handling of your personal information as described in that policy.

Intellectual Property

All content on this website, including text, graphics, logos and design, is owned by or licensed to Alloans Lending Pty Ltd and is protected by copyright and other intellectual property laws. You may view and print content for your own personal, non-commercial use. You must not reproduce, distribute, modify or exploit any part of this website without our prior written consent.

Limitation of Liability

To the maximum extent permitted by law, we exclude liability for any indirect, incidental or consequential loss arising from your use of this website or our services, including loss of profits, data or opportunity.

Nothing in this clause limits or excludes our liability for breach of a consumer guarantee under the Australian Consumer Law, or any other liability that cannot lawfully be limited. If the Australian Consumer Law applies and we fail to meet a consumer guarantee, you may be entitled to a resupply of the services or, in some cases, a refund.

Availability and Termination

We aim to keep this website available at all times, but we do not guarantee uninterrupted or error-free access. We may suspend, modify or discontinue any part of the website or our services at any time without notice.

We may terminate or restrict your access to the website or our services if you breach these Terms, provide false or misleading information, or use our services for an unlawful purpose.

Changes to These Terms

We may update these Terms from time to time to reflect changes in our services, the law or our business practices. The current version will always be published on this page, together with the “Last updated” date. Your continued use of the website after an update constitutes acceptance of the revised Terms.

Governing Law

These Terms are governed by the laws of Victoria, Australia. You submit to the non-exclusive jurisdiction of the courts of Victoria and the Commonwealth of Australia in respect of any dispute arising out of or in connection with these Terms or our services.

Contact Us

If you have any questions about these Terms of Service, please contact us:

We aim to respond to all enquiries within two business days.